Financial Planning

Comprehensive financial planning leaves no stone unturned in your financial life. Not only does it create a more cohesive plan for the client, but it strives to provide a much greater degree of clarity to both the advisor and the client. With a comprehensive financial plan, you can look towards your future with confidence, knowing that no matter what, you have both; a strategy and a guide.

We can help you with the following:

 

  • Prepare for your long-term goals
  • Leverage the multitude of retirement accounts available to you
  • Develop an income-focused approach to your retirement
  • Focus on efficiency and effectiveness
  • Identify and address areas of exposure to risk
  • Reduce vulnerability in your financial plan
  • Strategize to create efficiency in your risk management portfolio
  • Protect what is most important to you
  • Manage your cash flow
  • Accumulate savings
  • Properly plan debt repayment
  • Optimize efficiency in your day to day financial life
  • Coordinate with your tax professional
  • Optimise the tax efficiency of every major financial decision
  • Make tax conscious decisions in every aspect of your financial plan
  • Leverage appropriate accounts to manage annual tax implications
  • Neither MML Investors Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice.  Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters.
  • Create an investment strategy aligned with your risk tolerance
  • Adjust your strategy according to your current financial situation
  • Ensure timelines are being met for your most important goals
  • Focus on creating wealth rather than speculative investing
  • Ensure your assets are passed in an efficient and effective manner
  • Uphold alignment between expectations and post-mortem outcomes
  • Create a legacy or succession plan
  • Execute final wishes
  • Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA.  Consult them for specific advice on legal and tax matters.